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Testimonials


"Greg,
I've been singing your praises to everyone I can!  I read your book just before I got remarried 4 years ago.  We had $105,000 in debt between us.  Most of it was the mortgage, the rest was credit card and two car payments.  Somehow (I still can't believe we did it) we paid it all off in 22 months on the salaries of a band teacher and an administrative assistant!  It was absolutely amazing and very freeing to have no debt!

I was also very worried about my daughter who has a new baby & recently got divorced with no child support coming in yet.  We sat down and used your plan & SOMEHOW she's paid off $4,000 of $22,000 debt in three months!  She's singing your praises too.  Just wanted to let you know how much you've helped all of us and how much we appreciate all your wonderful advice!"

-- Trisha W., Wenatchee WA


"Mr. Moore,
Thank you sooooo much.
My husband is the biggest skeptic in the world, but being in debt (credit cards alone) over 40 grand, we were beginning to become desperate and fearing our only option was to soon declare bankruptcy (something we both very much dreaded having to do since we strongly believed in owning up to our responsibilities.)

Well, I swear, my husband barely skimmed through your book, and within literally five minutes he was already so convinced that your system not only would work for us, but no doubt would become our 'savior.'  I've never seen him so psyched about anything like this before.  We've been so scammed so many times before by similiar type plans making all kind of promises that he almost didn't even want to bother to see anything else I might come up with to help us get our lives 'back.' But now after doing the math and the number crunching it's truly astonishing how within less than seven years we not only will have our credit cards paid off, but our mortgage on our condo and land we own in Texas!!  ALL of it in the time the debt consolidation companies said we may be able to have JUST the credit card debt cleared.

Thank god for you, Mr. Moore.  You have given us back something we haven't had in our lives in a very long time........hope.   For our future, for our children.

Debt can really take the wind out of your sails.  Thanks for giving us this hurricane to fight back with!!!

With more gratitude than you will ever know,"

-- Linda del Pino, Homestead, FL


"Greg,
I was so excited when I was reading Lessson 18.  My mentor is Bob Proctor and he always talks about Goal Cards I have several!! Bob Proctor talks about Earl Nightingale a lot.
Thank you for putting such a wonderful system together.

The best of luck to you in your success."

-- Ann Flaherty


"Greg,
Thank you for you support.  It's nice to know there really IS a real person!"

-- Lori James


"Greg,
Looking forward to getting on-line to begin the workshop exercises.
You have a great sense of humor.  You make a 'heavy' subject 'light'."

-- Marty Williard , Twinsburg, Ohio


"Greg-
I reviewed your program over the weekend and am excited to begin the system myself. In fact, I read the whole program Friday night and cannot wait to be debt-free.

I am looking forward to applying your ideas to my own lifestyle, get into the 4% of people who are living debt-free.  Currently it looks like it will be a bit longer for me, since my wife is taking a leave from work to have our second baby.  That is okay, I will be out of this debt quagmire before the kids start college, that is the key item for me."

-- Kevin Kennedy, CPA


"We thank God for your book. It gave us a stronger resolution to look into how we are spending and wasting money and devise a plan to get out of debt and out of the bad habit. Our goal is to be completely debt-free (excl mortgage) by the end of next year. "

-- Michael & Jessica Taburada, Calgary, Alberta  Canada


"Greg, a very nice presentation , easy to read really invites you in, I especially like the disclaimers as to what the course isn't."

-- Dan Haymond, Austin, Tx.


"Thank you, Greg,
This program has really inspired me to get rid of this debt. Otherwise I would have just plodded along and I guess been in debt for the rest of my life. I also am about to make my 3 x 5 card to keep me focused."

-- Kathy Willingham


"Thank you for your quick reply! Yes, I received the book, I was very excited about starting to read it and get going on it!!! Thank you for your concern on the order, you sure don't see that very often!"

--Kathy Ninnemann


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"Dear Greg,
I bought your book and software over the Christmas holidays.  I am on a plan to pay off all of my debt in 5-6 years USING THE MONEY I'M ALREADY MAKING!  just as you said.  My teenage children are getting a wonderful lesson in finance and I'm looking at my finances in a completely different way.  The greatest thing about this plan is how much I enjoy telling people that I am on a plan to pay off all debt, including my mortgage in 5-6 years. People think I am so financially savvy...This is a wonderful program.  I am a Jesus loving Christian and I know that God has helped me put this program into place and is pleased with the direction I am going."

--Terri Saylor, Sugar Land, Texas


"Dear Sir,
I wanted to thank you for your exquisite computation skills.  It didn't take long to notice what you mean about creditors bearing "gifts."  The only gift is from our pocket to theirs!  "

--Cheryl Fleener , Indianopolis, Indiana


"Greg:
Thank you for the explanation.  It really helps to have someone there when you are confused. Thanks again!"

--Michelle A. Bartelli


"Greg
Thanks for all your help.  I really appreciate how quick and dependable you are in answering my questions.  You get a five-star customer service rating from me.

Thanks again,
Karen"

-- Karen Scroggins


"Mr. Moore,
We are so pleased with our new lifestyle!  Our perspective on consumer debt has changed completely. We have paid off our credit card balance and one of our cars.  We are now working on the second car and mortgage.  Thanks a million..."

--Andy and Giselle Alderson, Pembroke Pines, FL


"Greg:
I swallowed your book on one single night, taking notes along the way. The notes went like: pay off car; reduce 401k; pay off educational loan; liquidate stocks; throw away xyz; and on and on it went. You opened my eyes several times by saying things I basically knew
before :-)  After I started operating 100% on cash, it really does feel like a new life!
My gratitude will chase you from now on wherever you go :-) BTW, I won't use your nice guarantee, as I already saved double the price on interest in the single month of December by following your advice. Thanks!"

--Christoph Karpeter, Belmont, MA


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"Mr. Moore:
I have been reading your column for six months. Thank you for your insights. Six months ago my husband and I decided to pay off all debts. We are fortunate in that we both work, and have no debt other than our home. If all continues to go well, our home will be paid off by next
summer. About a year ago I entered the frugality movement and have not looked back since. My life is better for it and your column provides me the courage to ignore our tax consultant and keep moving forward on our goal to be debt free.

Thanks!"

-Teresa Pickarts


"Greg,
Everything went great with the download.  I like what I have read so far.  I am on page 111 and this is definitely a different way of thinking for me!"

-- Stephanie Beard, Manassas Park, VA


"Hello Greg,
I started your Debt-Free-Living program last month, with great success so far.  I've managed to pay off two credit card debts and working toward my third.

Thanks!"

-Janet Ritchey, BELLEVILLE, IL


"thank ya sir - now that's customer service!"

- Jeff Herring, TALLAHASSEE, FL


"Greg,
This software sure makes it easy...  Less math computing done by me and it just tells me the bottom line...what we need to pay per month. According to the program, we should have everything paid off in 2 year 6 months! WOW!  That's $146,000 worth...and here I thought we were creating a great savings plan...."

"A mind once stretched by an original idea never regains it's original dimensions" - wise man.

Thanks again."

-Alan Douglas, CASCADE LOCKS, OR


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"Hi Greg,

Things are going great!  I am so excited by the program that I have told several people about it already.  They are interested as well.  I have given them your web site address and hopefully they will become debt free.
Not only that, I am not a reader, but when I started reading the plan I  could not put it down.  I read over half of the program in hours.  I have already starting cutting up my debt cards and I did get the purchase card.
I wish I had know about this years ago, but I guess better late than never. Everyone should know this information, and I plan to tell everyone who will
listen to me.  Thank you so much for putting this together.  What you charge for this program is well worth every penny and more.

Your program is an asset to me and I just cannot thank you enough."

-- Dawn Daniels, Lorton, VA


"Greg -

Hello again!  I am happy to report that we are making excellent progress on our journey.  We are now down to just one small debt and our mortgages.  The biggest change, I think, is not the size of our debts, but in the way we examine everything we spend our money on, to make certain it is a worthwhile trade-off against being debt-free.

Thanks for the method and the inspiration."

-- Normand Boucher


"Hello.

Yes, everything is going great, now.  I am so pleased with the information and have done most of the exercises as I have read.  And am in the process of revamping my entire payout system.  I thank you so very, very much for this much needed service.  And I am one satisfied customer, I tell you!  LOLOL  This is a life saver at this point in the game.  I am self employed, so it is hard to put down concrete figures on income, but I am adapting.

Thank you again.
YHVH bless you for this"

-- Georgia L.C.  Linkinhoker, Arp, Tx.



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"Hi Greg

Just a quick thank you, I've read through the whole
course, will study it in depth later.

I think its well written, it turns the whole debt
problem on its head, seeing it from a different angle
the problem is now a challenge.

I laughed out loud a couple of times too at your
honest observations.

A nice end to the course to offer the "Want to Share"
option.  Brilliant. I'm really inspired to spread the
word about your course over here in the UK!

Thanks again"

-- Michelle Davison, United Kingdom


"Greg:

Thanks!  I am on the right track now.  I am actually anticipating some "windfall" funds that ought to knock out 2-3 more debts...  My wife and I have knocked $900 off of our monthly "burn rate" by simply shopping more wisely, and writing down and tracking ALL of our expenses...  In some cases, we simply didn't realize that we spent as much as we did on certain things...

Right now, DIW has us debt-free at Dec. 2009.  However, I know this will be greatly accelerated as we payoff some sizeable debt in the next 3-4 months and apply those payments to the payoff accelerator.  We are really excited and committed to this process.

It actually has been fun!"

-- Robert Alexander


"Hi Greg,

I got my book.  I really appreciate receiving it.  I was so anxious to start reading it.  Didn't want to put it down once I got started.  But because my life is so "filled" with family activity, I had to carry it with me so I could read it every chance I got.

You are right.  Some of the advice you gave goes completely against the grain of what I've been taught for money management.  I can understand about the credit cards being a bad thing.  What I am having a difficult
time dealing with is not saving money while I have so much debt.  Ouch!  Of course, I can see now,  it's not really a savings account when I'm loosing money the way you have shown in your book."

-- Margaret Hamilton


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"Hi Greg,

My husband just ordered your fabulous course and we are working the plan right now. Thanks for taking the time to help others out. We'll let you know how we are doing as we go along.
Regards,"

-- Julie Herckenrath, Phoenix, AZ


"Dear Mr. Moore....
Everything went fine with the download.  I had a
little trouble last night, but it ended up being the
configurations on my computer and not the file.

I read 1/3 of the book already.  WOW!  I wish someone
would have told me all of this stuff years ago.

I am GREATLY looking forward to getting out of debt.
Everything I read so far makes complete sense...now
that someone TOLD me!

I look forward to working with you.

Warm regards,"

-- Terri Gibbs, Wrightstown, Wisconsin


"Greg,
Just wanted to thank you for an AWESOME class last night!  I had hoped this class would be a real breakthrough for me and it was!  You know, in the back of our minds we know the "lenders" are making a killing off of the general consumer - but (as you stated) we are "conditioned" to just accept it!    AHHHHHHHHHHHH it makes me want to scream!

I wanted to make sure you are the person who will be teaching the April 25th class.  I would like to send my husband and my daughter and want to make sure they have you as the instructor.

Thanks for the enlightenment!!"

-- Shannon Behrens, Austin, Texas


"All I can say is, wow. Like so many folks have said, I wish to God I'd known this stuff ages ago!

I had eliminated high-interest credit card debt (24%!!!) some years back, got used to doing stuff in cash, was recently foolish enough to apply for a lower rate interest card 'cause I thought I needed a line of credit in my credit report in order to qualify for a mortgage down the road apiece. They gave me the card, with a 'way higher limit than I need or want--$2000!

I have not made any charges on the card at all, and, after reading just a few chapters of your terrific program, I think I'm going to scissor up the card and use your form letter to accompany the pieces back to the issuer!

The prospect of digging myself out into the light of day for the first time EVER has me all revved up. You can bet I'll be paying careful attention to the lessons!"

Donna Redden, Akron, Ohio



"Hi Greg...

I can't tell you how impressed I am with the program you've developed.  It goes well with the Your Money or Your Life program which we are hoping to start soon.

I downloaded the course with no problems and read the whole "book" in one sitting.   I will certainly pass this info on to others I think would benefit.

Thank you for what you've created--it's truly inspirational!"

-- Jenna O'Neil,  Santa Rosa, CA


"Hi, Greg!

I have enjoyed reading the material in PDF form. I have not quite finished reading through it --- I keep getting stopped for one reason or another around page 160 or so. But I am amazed at how "in the box" I was about how much I paid to taxes, debtors, and how much I did not know about paying stuff off.

I feel so smart now, thanks!"

Mélissa Welch, Charlotte, NC



"Greg,

We have finished the first 17 lessons and this has given us so much hope for the future you can't even imagine... I told my wife this morning that I feel like we are going to win the lottery in 84 months!!!

And that's despite the fact we have a son to send to college starting next year!

Thanks!"

-- Steve Van Hattum



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"Hi Greg,

The download went perfectly, I was from 9:30 pm to 12:00 pm reading it last night.  I have definitely learnt new data about Debt cards!  God, one can be so unsuspecting!!

My husb Barry, is also delighted with what he has read so far.  Says that everytime he reads some of your course he walks away with a smile on his face - (and that was missing for some time). Your course certainly puts a ray of sunshine into the murkiness.

Well done to you for persisting, and thanks for taking the time to show others.  I saw your "surprise" last night. I have passed your website along to a friend of mine, and will certainly be passing it along to more.

Adios for now,  its reassuring to know you are "only an email away" (come to think of it that would be a good line for a song eh?)

Regards,"

-- Ger White, Ireland


"Yipee!  It works!  When I checked, the software version was 1.14.  Thanks for taking care of this.

I also want to tell you how much I appreciate your program.  A lot of it was stuff that is obvious enough that I feel I should have already known, but I, like so many, was blinded by the "Everybody Else is Doing It" syndrome I needed a wake-up call.

I've set up a debt pay-off schedule several times, but I never included our student loans or car payments because I resigned myself to the idea that everybody always has those kinds of debts.  I harbored the same idea about always having a mortgage too.

My husband is due to retire from the Navy in just two years at a young 42 years old, and right around then we'll be completely debt free, which means we could literally never have to work another day, if we choose.  The idea of that kind of freedom is absolutely exhilarating!  We can do what we love and not worry about the salary!

So, thanks for sharing this kind of information in such a clear, easy to understand format.  I'm taking my children through your course so that they will make wise financial decisions in their early adulthoods.   Right now I can tell you that my family is excited about being debt free!

Thanks again,"

-- Andrea Davis, South Korea


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"Greg,
I have read a lot of books, articles and documents online looking for ways to improve my finances.  All of these seemed to keep me where I currently was, making minimum payments, trying to save, and feeling like all I was doing was spinning my wheels.  I have purchased your course and am very excited about the possibilities.  Your ideas and process of paying debt down makes
good sense.  I feel like this is something I can do, and see a light at the end of the tunnel.  I have already found $218.00 a month that could be used as my payoff accelerator, and am currently looking for more.  My goal is between $400.00 to $500.00 for my payoff accelerator.  I am excited about the idea of paying off all my debt in 5-7 years (depending on my payoff accelerator amount).

The course overall covered so much information, really laying the groundwork, and teaching me how to handle circumstances.  You really covered the material well from A-Z. I can't wait to write you in 5-7 years to invite you to MY mortgage burning party!!!

Sincerely,"

-- Anita Meyer-Neal, Paradise, TX



"Hey Greg,

Troy Nalls told me about your seminar and website during our Thursday morning training session, so I visited the site later that day.

Your motivational message and inspiring story convinced me that the aggressive reduction of interest burdened debt is a powerful wealth building tool. I am extremely excited about starting my plan next month. In fact I spent most of my weekend analyzing my budget and entering my debts into the software.

Greg, not only did I take a sober look at how much money I've been wasting on interest payments, but I also suffered the embarrassment of realizing how much money I spend frivolously by living without a serious budget. 10% of my initial payment accelerator is coming from avoiding ATM charges! I've already shared your website with a friend and I'm sure my excitement will lead to many more referrals.

Thanks,"

-- Hamp Levi, Austin, TX

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"Greg,
The download went fine. I spent a good portion of yesterday reading through the book and putting my info in and seeing how we can finally get out of this hole we've dug. I've never known how to priorize bills, but the way you 've written it, it's so easy to understand. I'm sure we're going to be able to follow the plan.

Thanks a lot! "

-- Brenda Vinther, Kennewick, WA



"Dear Greg,

Thanks for your email. Everything went fine with the download. I started reading your book - very interesting!! I especially enjoy your software!

 Thanks again for a great product.

 Sincerely,"

 - Peter Schmid, Kirkland, WA


"It's a great program, i paid off a $3000 debt in 3 months, on to the next one!"

-- Sherri Holmes, Miller, NE



"I have just started and what you are saying makes sense. Like you hinted, I knew what to do all along, I just needed a kick in the pants."

-- Gary Forner, Salem, OR



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"We got our first debt card paid in full before July 4, so we are going on our first ever debt free vacation this weekend with our payment accelerator money - feels great!  Thank you, thank you, thank you.  We are in the process of reducing expenses to increase our payment accelerator because we both agreed that 24 months was too long to wait to get out of debt.  Maybe by next Independence Day we will be truly free.  May G-d bless you and keep you and turn his countenance toward you in your every endeavor.  What you said was not new - we had already read it on fool.com and in Suze Orman's books - but the way you said it, Greg, we finally got it."

-- Lynda J. Hill, NYC, NY



"Dear Greg,
I purchased your Debt into Wealth System last December, and have been very pleased with it.  I am making fast progress towards being debt free!!"

-- Joli Hines, Golden, CO


"Greg,
This month my wife and I are done with debt card debt.  Hooray! We're very glad we found out about DIW.  Seven grand of debt card debt vaporized in a little less than a year...we'll have both cars paid off by the start of 2003...then we'll be down to just the mortgages on two rental units and our house, and feeling a whole lot better about the future."

-- Howard Roll, Portland, OR



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"Greg,

I have not come across any problems but just wanted to say a big thank you for your great service.  Everything has run smooth so far.  I am printing out so many chapters at a time and reading them at night once my little one (1 1/2 years old) is tucked in.  I am very excited and am looking forward to being DEBT FREE!

Thank you and thanks to Steve Goodier for the referral.  I had been looking for a reputable way to get out of this debt-mess I am in and Steve's email could not have come at a better time.

Again thank you! thank you! thank you!"

-- Renee Callahan, Kirkville, NY



"Greg
Thank you!  I'm very impressed.  I really had to talk my husband into ordering this -- he was very skeptical.  (Internet voodoo and all that).  We don't have a lot of places to cut expenses (don't have cable, eat out, etc.), but we have a few, and we have some ways to generate income that will work.  I think we will have a different accelerator many months when we have an extra $100 from things I have sold, etc.  But luckily, we are starting out with a new lower health plan fee (thanks to a great employer) and a newly adjusted W-4 form , which is a good start on our accelerator.

Anyway, I'm glad you're the real deal and I can hardly wait until May!  LOL

Thanks for working with me on this.  VERY satisfying!

Blessings, "

-- Rebecca Markley,   Lawrence, KS



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"Hi Greg,
I was not only able to successfully download it - but
just wrote my first 'payoff' check to (an obviously
small, but...) a debt-card!!!
Thank you for putting me 'on track'!!"

-- Christine Hall, Camarillo, CA


#1 BITES THE DUST!!
"Hello Greg,

Just thought I would let you know that I paid our #1 debt off..... 2 months earlier than planned!!!!  I know know what you mean about getting a bit aggressive and excited about paying the STUFF off!   I think we are going to celebrate by going for a nice steak dinner for the family and then we are taking the next months "Payoff Acc." to have new garage doors installed!!  Now to tackle #2(this one should only take 5 months to pay off).

Again, thank you for your continued support and encouragement!"

-- Shelley Medaris,  Wichita, KS


"Greg,
My husband and I had a two hour discussion today about the pros and cons of refinancing our mortgage. He had actually made an appointment to talk to a loan officer today. By using your software, I finally was able to convince him to cancel it.  I also looked to see if borrowing enough to pay off everything else would be worth it. It wasn't. So, fortunately I talked him out of wasting a lot time and loan fees to accomplish the same thing as we can by doing what we're doing right now. If I hadn't had your course and software, I would have let him talk me into refinancing.

Thanks! "

-- Brenda Vinther,  Kennewick,  WA



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"Hi Greg,
Thank you very much for your rapid reply and the informative answers you gave me. We will do as you say and attack our car loan first, followed by our home mortgage. I had lunch with my wife today and we discussed putting your program to work right away. We both look forward to being debt free and with your help it looks like we can do it.

We will keep you informed and let you know if we have any further questions.
Thanks again Greg. We appreciate your help.

All the best,"

-- Tom Rea, San Jose, CA


SEARS IS GONE!
"Dear Greg,

We paid off Sears this month and so far I have cut up five debt cards.  Maybe I will cut up one more today and only have one left.  It hasn't been very easy for me.  I have liked having the acceptance and approval the cards brought me.  Do other people ever tell you that it makes them feel like crying when they cut up debt cards?  For me, it was like burning a diploma. I finally had two years of perfect credit under my belt, even enabling us to get a decent car loan, which I didn't think would happen for a few more years.

I am positive this is the right thing to do in my head, but I realized emotionally I have become dependant on these cards...so I repented to God for trusting the cards instead of Him, and looking to them for approval.  I know this course showed up at just the right time for me.  My "good behavior" was helping us dig a deeper and deeper hole at a time in our lives where we are just reestablishing ourselves.

Many thanks again,"

-- Dawn M., Akron, OH



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"Greg,

Thank you for doing a such a wonderful job in class last night.  Evaluations look great and I've also talked to two of my co-workers who took your class.  They thought that you were the "bomb" (this is exactly what they
have told me!!)  Do you think you would be interested in teaching some more classes for us in the future?"

Kyoko Sembongi
Community Program, Coordinator
Austin Community College, Austin, TX


"Greg,
I made my 1st Debt Into Wealth payment this week!  I am very excited!  Thank you so much for your program!  My debt free date is Sept 1, 2008.  I am confident that we will be there before that time! I FINALLY have hope in getting out of debt!  I have worried over this, lost sleep over it, planned, planned, planned, budgeted, budgeted, budgeted... all with no success.

Finally, I feel like you have a program that will actually WORK!
Thanks!"

-- Sherri Frias, Atlanta, GA



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"Hi Greg,
I read your course in one night, certain aspects relating to taxes don't relate in the UK but the overall aspect is great.  When I've worked out all the course aspects I will have figured out when I will be debt free.  But I know it will be in less than 10 years.

Thanks very much."

-- Samantha Colledge, Manchester, Lancashire, United Kingdom


"Greg,
We are sooooo excited about your program!  I can't believe how simple it is.  Using our monthly savings amount as a payoff accelerator we will be completely debt free in 6 years.  We eliminated debt cards a few years ago and thought we were doing well with only 3 "good debts" like a car loan, student loan, and the mortgage. With your system we were totally amazed to learn that we could save over $100,000 of interest...
more than we owe now in debt!

We're glad to be on our way to the 4%!
Thank you so much!"

-- Victoria Layton, Boynton Beach, FL



"Hey Greg --  just wanted to let you know I think your course is absolutely fabulous--there are so many BS products and services out there--usually a "something for nothing" approach---obviously getting out of debt takes effort, but then doesn't most anything good in life? I am personally going to get out of debt with your methods in around 4 years with 2 cars and lots of credit cards.

Again Greg, thanks for your course -- the world needs more straight shooters like you. God bless."

-- Brad Snow, Kent, Wa.



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"Greg,
I look forward to getting the newsletters in 2003 and
begin my first full year of working the plan.

PS.  We paid cash for Christmas.  I can't remember the
last time we had done that.

Happy New Year to you and your family.

Kind regards,"

-- Mike Williams, Grove City, OH


"Greg,

Just received <Full Color Printed Version>  in the mail!  I'm already at Chapter 10!  I can't wait until
(2) years until I'm debt-free."

-- Joseph Thornton, Bowie, MD


"Greg,
   Thank you for the updated version of the program. It seems like you come thru on every promise that you make.  I like that in an individual.  I really feel like you want each and everyone associated with your program to succeed and that is exciting to me.  I can't wait to see the program kick in for our family.

Thank you,"

-- Dave & Pam Horton, Bedford, IN



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"Hi Greg,
I just purchased your system on 11/6 and have not been able to sleep since. I read the .pdf from top to bottom straight through and loved it, literally cried reading some lessons ( from relief and joy) . You're the first person to be honest on how debt really works.

Thanks,"

-- Chris Szymoniak, Gretna, LA


"Greg,
You are a doll and God Bless You and Yours!  Your course has made a big change in my life and my loved ones.
Thanks again, "

-- Alison Maniex, Clawson, MI


"Greg,
I read the entire manual, so I guess I'm ready to start entering stuff into the software.  I had an opportunity yesterday to pay off my Sears card, so rather than paying it someplace else, I did.  Next week, I'll pay off the tiny balance on my Capital One, rather than transferring it to a lower interest card.  You already prevented a mistake I could have made, and probably was going to do yesterday.  I'd received an invitation from my mortgage company to take half the monthly payment from every biweekly check I get, plus a small fee, so I can pay off the mortgage seven years earlier, since 13 payments a year would result.

Thanks,"

-- V. Schmidt



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"Just wanted to say thanks for checking into those problems I was having with your software(lesson 1 trial). It works fine at home. By the way, Steve Goodier's Life Support System is a great advertising agent for your product. He is a well trusted person, who inspires thousands daily. Probably millions by now. If not for him, I would have probably assumed this system as another way to waste $79. There are just so many scams out there in cyber space that it is becoming hard to trust. People like Steve Goodier are good people to get involved with. Just wanted to share with you why I chose to go with your system. I have been looking for help anyways to become better with my money. Steve helped me chose your system as my ticket to financial stability.

Regards, "

Larry T. Pattison, Jr. , Ontario, Canada


"Dear Greg,
Due to your plan (and my hard work!) I was able to pay off my car 1 year early and save lots of money!  I am well on my way to reducing the number of bills that come to my mailbox each month. Thank you for your great system and for your monthly newsletters.  My husband and I are always sending two checks per month to our top priority debt. Getting the car title in the mail really helped motivate us.  A lot of our discussions about going to concert or some other special event end with, "I'd rather just send it to the credit card so I won't have to get that bill in the mail anymore."

-- Mary Elizabeth Sheehan


"Hi Greg,

I read your lesson #1 and a copy of your news letter a little more than a month ago.  The information in your news letter copy ("getting a big tax return? I hope not, unless your Enron") got me excited.  I adjusted my Federal tax withholding, got my mortgage and car payments made "on time"
this month, paid off my Brooks Brothers debt card (21%).

Amazing!!, with just this little information I'm already on my way to being debt free. I will be able to order the rest of your course very soon.
Your information is helping me to buy it."

-- J. Sprouse



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"Hi Greg,
I can't believe it.  I was unlucky enough to have a two hour drive home yesterday.  So . . . . I read my lessons I printed from your e-mail yesterday.  Today I paid off three creditors with what I had saved the last month.  Can you believe I was actually scared to do it.  I was nervous.  Now I feel totally empowered.  I am definately on my way.  And I don't have a slush fund, or emergency fund.  But, I have a savings next month to look forward to.

Thanks again!"

-- Kristina Everaert


"I cannot believe how deceiving the mortgage tax (break) is!!!  What tax break?  What a joke!!!  According to my calculations, I never save a dollar on taxes!!!!!!!!!!!!!  It is hard for me to get through this course right now, because I have a four month old baby, but I tell you what......I am going to finish reading this thing TODAY, and start applying it tomorrow!!

Can't wait to be debt free!!!!"

-- Jamie Miller



Hello Greg ~

We are happy to report that the September Newsletter arrived in the email inbox right on time! (well the email stating it was ready to download arrived I should say).  We had no problems downloading or reading it.

Thank you so much for taking care of this for us.  BTW ~ we are still working away at our #1 debt and it will be gone before the end of the year.  And the best part?  There is only ONE debt left after that!!  We are soooooo excited!!  Your program is fantastic ~ we have recommended you to countless friends and family.

On Our Way ~

-- Judi Gilmore



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"Dear Greg,

I cannot tell you how grateful I am to have you and your system.  For the first time in my life I am BRAGGING about my accomplishments, financially speaking.  I actually heard my husband telling his brother how proud he is of how I have handled our money this past year.

Since downloading your program, I have gotten rid of two debt cards and I will be giving my husband the title to his car on Valentine's Day.  We made it through Christmas and our Anniversary without borrowing any money.  It was so comforting to know that there would be no surprises in the January bills.  It took a long time to convince my husband that this method would work.  He kept asking me if we could AFFORD to be doing this!!! LOL  I explained to him so many times that I was not spending any extra money!   He just could not get used to making such a large car payment.  We will be paying off our second mortgage in April and then will only have the mortgage and monthly expenses to think about.  I am smiling with great pride, right now.  I feel so 'in control' for the first time.

Thank you again,"

-- Barb in Chicago


"Greg,

I just wanted to Thank You for all your help.  I did receive my package Friday, and I am in the process of reading and studing everything.  I have never purchased a product and had so much wonderful help in getting it.  Again Thank You.

Sincerely,"

-- Cindy Nelson



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"Hi, Greg,

I got the Debt into Wealth course, sent it home, downloaded it there and read it over the weekend.  Am I excited or what?   I have been looking and looking for help with how to pay off my house before I retire, have been to some of the supposed best financial advisors in Omaha, and all I've heard is the same old, same old and I knew it wan't going to cut it for me.

Thanks so much.   You are a God send to me.  My father lives debt free and I certainly value that immensely.  The problem was not having a clue about how to pay off my mortgage - not being able to SEE a way to do it.  My Dad was of no help in the matter either - always said to send in an extra payment every year.  I kept saying, it wasn't going to cut it. I had even thought about stopping my unmatched retirement funds and putting those toward extra principal payments every month and he had a cow over that because I essentially don't have any retirement to speak of.  I kept saying it was a waste of time and money.  I love seeing the numbers worked out in your software and thinking.  Fabulous, fabulous, fabulous.   I have been stuck in the "I must have an emergency fund, savings, retirement" thinking and couldn't get out.

Finding someone who understands the emotional and physical burden of debt is such a relief!

Thank you!"

-- Mary Beth Clark, Omaha, NE



"Greg:
My wife and I have been following the DebtintoWealth system and in the short time that we have been invovled we've paid off our secure loans and now have a few bucks left over.

Thanks for a down to earth, easy to understand financial system!"

-- Roger and Gail Helmer


"Greg,
Thank you so much for the presentation and workshop last night.  It was a very valuable learning experience for all of us who attended.  Most of us came on campus the next day and could hardly wait to talk to each other about it. After we all talk about it so much, maybe  those folks who could not make it may want to hear your presentation.  Let me know if you will be available for that.   I will be glad to set it up again.
Once again, thank you so much."

-- Laura Grayson
Gonzalo Garza Independence High School, Austin, Texas



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"First of all please let me say that my husband and I have been using your DEBT INTO WEALTH program since August 2002 (and have not incurred any additional debt since!! YaHoo!) and we LOVE it! Now we need to get a grip on my husband's ATM card!!

When we first got married we both had good paying professional jobs and money to burn...and we did! Our main fault was buying what we wanted, when we wanted and not socking it away for our dream house.

Now, four beautiful children later, a stay at home mom for five years, and in our newly built dream house, we wish we had some of that money to burn! Things are not bad, and we thank God for our good fortune, but thanks to you, we will be DEBT FREE far sooner than our large 30 year mortgage says we will!"

THANKS!

-- Lori Phillips


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"Hi Greg,
Thank you so much for sending me the link to the rest of the download!! The password went right in and I can't wait to get started on the rest of the lessons. I loved lesson one and that is why I ordered the rest. Being a babyboomer and from a large family I never learned how to manage money. I feel I will be more in control now thanks to you!!

A few days ago we cut our credit cards and have been closing accounts so that we cannot use them in the future. How happy I was to read about your software and to see your reply in my email.

Thanks again.

Sincerely, "

-- Donna Thiemann


"Greg,
I just completed chapter 3 and I am very excited about this program.  Looks like I can be debt free in exactly 7 years and this doesn't include the fact that in another 4 years my wife will be back in the work force full time when are son starts school.

Thanks."

-- Rob Anderson



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"Greg,
Thank you  VERY much, I'm doing great on the program, started with 9 debts, down to 6. I got your program last Nov, have paid off 2 debt cards, and closed those accounts!! One debt was a high interest signature loan, it is gone also, next is one more debt card then the car!! Both should be paid off next year, as opposed to originally in 2007.  I got in debt after a divorce, and had to struggle for a few years, but everything is looking great at this point,

Thanks again."

-- Dianne Grandstaff


Dear Greg,

I apologize for my delay in writing back but I wanted to be sure I had enough time to write fully about how the program has impacted our lives.

3 years ago  we were in a tough position and unfortunately accepted one of those pre-approved loans that came in the mail to the tune of $10,000. Bad idea but hindsight is what it is. So flash forward to a year ago and we were seriously in debt, to the point of occasionally having to charge groceries on a credit card. Then I read about your program and decided to go ahead and buy it, and yes I had to charge that also! Sad but true but I am sure glad I did.

What an epiphany I had reading those lessons! According to the software we were not going to be out of debt until 2065! Shameful. I sat right down and got rid of some expenses to start my payoff accelerator and I was on my way. I have been using it now since January 2003 and have an expected complete out of debt date of June 2005. We are much more careful with our money now, we no longer use credit cards (mainly since I cut them up, LOL). We have a small savings account (because we have 3 kids now and need an emergency fund). We have realized that each month so much of our money goes to the interest, it really ticked me off when I finally realized this, like getting mugged every month. I can't wait to be out of debt and in control of our money. I use the calculator faithfully and rejoice when I move that out of debt date closer and closer.

Thank-you so much for this system, you have opened our eyes and given us the power to change our life significantly.

Sincerely,

-- Amy Lewis



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